Category Archives: Reduction

National Debt and Personal Debt

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I’m back after a bit of a break working on my new book. So what’s been going on since my last post? “Averted” a catastrophe of the fiscal cliff. Lined up the next catastrophe in the form of the Debt Ceiling increase … Continue reading

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Credit Counseling & Financial Freedom

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You see the signs everywhere.. Credit Counseling.. Debt Reductions services..  Like most people, you tend to ignore the hand-written ones on the side of the road (I hope you do). This story I saw reminded me of a time when … Continue reading

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Refinance … Done!

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We just finalized our refinance on our 6.0% mortgage. As much as we would have liked to go to a 15-year note (per Dave Ramsey’s advice), we felt more comfortable with the 30-year.  Paying down on a 15 year note … Continue reading

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It’s Team Effort

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Initially, I had named the blog “I Got Outta Debt”. As someone so nicely pointed out “You didn’t do that all by yourself”.  And they were right.. my family, especially my wife had a considerable amount to do with getting … Continue reading

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