Category Archives: Debt Free

Happy New Year!

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As I look back on 2013, there is a lot to be thankful for.  Good health of my family, with some minor allergy exceptions.  Rewarding work for both myself and my wife.  And some good memories to bring in the … Continue reading

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Where did I go?

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Wow, it’s been over a month since my last post. Did I fall off the edge of the planet? Did I lose internet? (did you even notice?)

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Pay off Mortgage or No?

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One of my goals has been to pay off our Mortgage.  Imagine going into retirement without a monthly mortgage payment hanging over you? But as this story tells, what may look like a good idea on paper, may wind up … Continue reading

Posted in Debt Free, Retirement | 2 Comments

Tax Returns as ‘Forced Savings’

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According to this post in Mint, many people take advantage of their tax return as the means to  savings.  While the ideas presented in my prior post are things I would do, I should point out that my assumption is based … Continue reading

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2013 Tax Day Countdown

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It’s just a little over a week until the Tax Man Cometh here in the US. Have you filed yet?  With the delay of the filing season caused by the Congressional Shenanigans of earlier this year, more and more people … Continue reading

Posted in Debt Free, Identity Theft, Savings | 1 Comment

Emergency Fund Financial Study

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Happy St. Patrick’s Day!    Emergency Funds, Rainy Day Funds, “Oh Crap” Funds.. call them what you will, the concept of having money stashed aside for the sole purpose of unexpected expenses is a key aspect of your financial health. … Continue reading

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Balancing 401k to Deductions

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We owe Uncle Sam some money this year.  We stopped claiming our younger two daughters as dependents on our Taxes this year.  Unfortunately, we didn’t make any adjustments to my withholding earlier and now we’re paying the Tax Man. It’s … Continue reading

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Guest Post – Debt Freedom

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I’m happy to present my first guest post by a non-blogger!  I found Bethany on Twitter where she talked about having paid off all her debt except for a little more on her Student Loan.   I wanted to take … Continue reading

Posted in Debt Free | 8 Comments

How We Earned an Extra $1000 by Switching Cable

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We finally did it. In my book  I talk about a way to use negotiation to save money on your monthly bills.  In one of the examples I talk about asking your cable provider for a better deal.  The worst they … Continue reading

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National Debt and Personal Debt

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I’m back after a bit of a break working on my new book. So what’s been going on since my last post? “Averted” a catastrophe of the fiscal cliff. Lined up the next catastrophe in the form of the Debt Ceiling increase … Continue reading

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