Author Archives: outtadebt

2013 401(k) Limits

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The IRS has just release the 401(k) limits for 2013. For 2012, the maximum for 401k, 403b, most 457 plans and TSPs was $17,000 per year.   Due to Cost of Living and Inflation, these limits are now $17,500.  Not … Continue reading

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A Personal Spending Plan

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Budget or Spending Plan.  Whichever you decide to call it, is vital to the Get Outta Debt experience.   At first, we called it a Pain.  Then a Budget.  After having problems with the ‘B’ word, we took to Dave … Continue reading

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It’s That time of year again..

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It all starts on July 5th.. Yep.. Christmas Shopping Season! What? You haven’t started yet? I could swear I’ve seen displays up in the stores with Santa wearing a Jimmy Buffet style shirt and shorts.  As part of our approach, … Continue reading

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Waiting too long: Retirement and Compound Interest

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Back when I first started out in my career (1986)  making a whopping $14,000 a year, I was offered my first chance to participate in a retirement account. “Retirement? I’m 23 years old.. That’s like.. Forever away. I need the … Continue reading

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Retirement Savings

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Big news in the Outta Debt Household.. Note to self:  Need to come up with a cool nickname. Get Rich Slowly has ‘GRS’, Budgeting in the Fun has ‘BFS’..  But somehow the ‘OD’ for Outta Debt doesn’t read right… ‘Got Outta … Continue reading

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Coming back in… Quicken goes mobile.. Internet Security

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Hello all… Been away a little while working on my regular job has kept be very busy these past few weeks.  I work for a Professional Services (aka Consulting) company that specializes in moving Organizations to Cloud Computing.  This is an … Continue reading

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Best Password Protection

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I wanted to post this to you as soon as I came across it.  This Lifehacker Article is a great primer for Password security.  It’s a quick follow-up to my post from a few weeks ago. Personally, I’ve been using Keypass … Continue reading

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Credit Counseling & Financial Freedom

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You see the signs everywhere.. Credit Counseling.. Debt Reductions services..  Like most people, you tend to ignore the hand-written ones on the side of the road (I hope you do). This story I saw reminded me of a time when … Continue reading

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Credit Card holders Losing a ‘Feature’

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According to this article in USA Today, many credit card companies are ceasing to offer the ‘Credit Protection’ service (i.e. ‘Insurance’) on their cards.  I’ve always thought of these as a bad idea for Consumers.  Even BDR (‘Before Dave Ramsey‘), … Continue reading

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Amazon Book Review

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Folks, I posted my first review on Amazon for this book How I Make Money Blogging: The Beginner’s Guide to Building a Money-Making Blog . Written by Crystal over at Budgeting In The Fun it’s one of the things that helped get me moving … Continue reading

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